The life annuity sale of a property is a sale where the purchase price is split into both a payment that the seller receives the deed, this is the bouquet called. The residual value is converted into a monthly interest for the benefit of the seller, called theannuity .
This annuity is a periodic benefit and indexed by the buyer to the seller to pay for an agreed period. The seller can optionally remain in the best-selling throughout his life. As soon as a premature death, the buyer should not pay more as a life annuity sale a chance contract is. This can ensure that the buyer will pay less than the current estimated value.
The ideal age to sell your property annuity is between 70-80 years.
The buyer is primarily an investor who is looking for a safe investment in real estate, on the other hand it may be an investment for your children.
Why sell annuity?
A (lifelong) tax-free extra income generated, adjusted for inflation. You retain as always your purchasing power.
You can always your continue living home . You sell only the bare property and you retain the usufruct. As part of your property is converted into capital.
Succession Planning : through a life annuity sale you may donate your property at very economical rates.
Nno cost to the operation for the seller.
There is a great freedom of contract between seller and buyer.
A life annuity sale can be an alternative in some family issues.
The extra income is fully secured through a mortgage registration, you have security .
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